Upstart Holding WKN: A2QJL7 ISIN: US91680M1071 Kürzel: UPST Forum: Aktien User: markoll

I have never borrowed money before, so I felt trepidation on facing the financial jungle I would have to negotiate my way through. One name jumped off the screen at me, which had garnered a lot of very positive comments: Upstart. After checking it out I felt confident about them, but hoped I wouldn't be dealing with a faceless beaurocracy. However, the online application was clear and friendly, and the nice people I spoke to never put me on hold. (How long has it been since that happened?!) There were more steps in the approval process than I expected, based on the "let's get this done" attitude in Upstart's website instructions. I suddenly found myself having to learn how to scan and send various assembled documents, including a video of myself - new tricks for an old dog, but understandable. As promised elsewhere, the money arrived promptly. Oh, and when you are briefly put on hold for any reason, you will have beautiful classical music (Mozart) to keep you company. That quality of service is very rare these days.

Whatever programming Upstart has put into its algorithm, it very clearly works. The application process is straight-forward. Verifying your info such as pay stubs, driver's license, linking your bank account, etc. And you can very well have your loan application approved within the same day you apply, given that you check for notifications for when Upstart requires you to upload additional documents. Also, it was very thoughtful how all the link of important documents such as Privacy Policies, Signature Verification, Promissory Note, etc. were all active blue links and were there for each customer to save as pdfs, while skimming/reading before moving on with the application.

Guck mal, weil du dich anscheinend nicht mit dem Unternehmen beschäftigt hast, hier 2 Kommentare von Kunden, wie der verifikationsprozess abläuft

Ich glaube schon dass eine k.i. auch die Identität feststellen kann und das Gesicht der Person mit dem Gesicht auf dem perso vergleichen kann 🤣 da braucht man keinen sitzen haben, der das gleiche macht und die Person mit den perso vergleicht, so schwer oder technologisch anspruchsvoll ist das auch nicht

Okay, nur weil man das in Deutschland macht, muss man das weltweit überall genauso machen? Deutschland ist ja auch bekannt, als der Vorreiter in der Digitalisierung 🤣🤣 Und du sprichst von Träumerei 🤣 leg dich wieder hin alman Achim

Ja das macht die k.i 🤣 deswegen ist das ja fully automated weil da eben kein Jörg sitzt der das macht

Das halt auch falsch was der im Video sagt, 70% fully automated heißt nicht, dass man nichts hochladen muss, sondern dass die k.i. Das komplett selber abwickelt ohne dass da wer drüber gucken muss, so hab ich das verstanden